A Comprehensive Auto Financing Experience

From the minute you apply, right to the payment scheme,
RHB’s Auto Financing makes the process easy for you.

If you are looking for a new car, a used car, or perhaps an unregistered
reconditioned car, we can finance it all.

Now, let's get started…

Vehicle Financing-i (Variable Rate) Flexi Redraw

Discount on Profit Charges
Redraw flexibility
With all basic VF-i (VR) privileges

VF-i Flexi Redraw

I am interested

Vehicle Financing-i (Variable Rate)

Profit Calculation based on Reducing Balance Method
Up to 90% margin of financing
Maximum financing period up to 108 months

Vehicle Financing-i (Variable Rate)

I am interested

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VF-i Flexi Redraw

We buy your dream car, and hire it out to you on a hire-and-purchase basis
On top of all basic VF-i (VR) privileges, enjoy profit charges discount and redraw option flexibility
This facility is Shariah compliant for your peace of mind

Fast approval
Competitive rates
Personalised service
Profit charges discount up to 50% of your total financing amount
No exit fee on early settlement
Redraw option flexibility on your excess payment
High margin of financing up to 90%
Flexible payment period of up to 9 years
Convenient payment:

Extensive branch network (also available for Redraw Option)
Cash Deposit Machines
Cheque Deposit Terminals
Internet Banking
Interbank GIRO
Standing instructions
ATM (Interbank)

Individual

Individuals aged 18 years old and above
Sole proprietorships
Partnerships

Guarantor

If an individual is below 21 or above 60 years old
Non-Malaysians
Affordability in meeting payment obligations

Business/Corporation

Sole proprietorships
Partnerships
Private Limited & Public Limited Companies

Visit our nearest branches.

Vehicle Financing-i (Variable Rate)

We buy your dream car, and hire it out to you on a hire-and-purchase basis
This facility is Shariah compliant for your peace of mind
Profit Calculation is based on Reducing Balance Method (Daily Rest)

Fast approval
Competitive rates
Personalised service
Save profit charges with daily rest balance reduction feature
High margin of financing up to 90%
Flexible payment period of up to 9 years
Convenient payment:

Extensive branch network of more than 200 RHB Bank and RHB Islamic Bank branches
Cash Deposit Machines
Internet Banking
Interbank GIRO
Standing instructions
ATM(Interbank)
Selected Branches of Pos Malaysia Berhad
Cheque Deposit Terminals

Individual

Individuals aged 18 years old and above
Sole proprietorships
Partnerships

Guarantor

If an individual is below 21 or above 60 years old
Non-Malaysians
Affordability in meeting repayment obligations

Business/Corporation

Sole proprietorships
Partnerships
Private Limited & Public Limited Companies

Visit our nearest branches.

Documents Required - Individual Applicants

If Employee / Salaried

Copy of MyKad (front and back)¹; AND
Copy of Driving License ; AND

Any ONE of the following documents:

Latest salary slip based on the company sector:
- ONE (1) month² for GLC, PLC, MNC and Government; OR
- THREE (3) months² together with the salary crediting statement for non GLC, PLC, MNC and Government; OR

Latest interim EPF statement

If Commission Earner

Copy of MyKad (front and back)¹; AND
Copy of Driving License ; AND

Any ONE of the following documents:

Latest SIX (6) months salary slip with crediting bank statements; OR
Latest interim EPF statement; OR
Latest Form B/BE (with validated payment receipt to LHDN)

If Self Employed / Business Owners

Copy of MyKad (front and back)¹; AND
Copy of Driving License ; AND
Business Registration Certificate³

Any ONE of the following documents:

Latest SIX (6) months bank statement; OR
Latest Form B/BE (with validated payment receipt to LHDN)

If Employee / Salaried

Copy of MyKad (front and back)¹; AND
Copy of Driving License ; AND

Any ONE of the following documents:

Latest salary slip based on the company sector:
- ONE (1) month² for GLC, PLC, MNC and Government; OR
- THREE (3) months² together with the salary crediting statement for non GLC, PLC, MNC and Government; OR

Latest interim EPF statement

If Commission Earner

Copy of MyKad (front and back)¹; AND
Copy of Driving License ; AND

Any ONE of the following documents:

Latest SIX (6) months salary slip with crediting bank statements; OR
Latest interim EPF statement; OR
Latest Form B/BE (with validated payment receipt to LHDN)

If Self Employed / Business Owners

Copy of MyKad (front and back)¹; AND
Copy of Driving License ; AND
Business Registration Certificate³

Any ONE of the following documents:

Latest SIX (6) months bank statement; OR
Latest Form B/BE (with validated payment receipt to LHDN)

Documents Required - Business / Non Individual Applicants

Sole Proprietor / Partnership

Copy of Business proprietor/partner(s)’s MyKad (front and back); AND
Business Registration Certificate and Form D; AND
Financial Report for previous year; AND
Latest SIX (6) months bank statements

Private Limited / Sdn Bhd

Copy of director/guarantor’s MyKad (front and back); AND
Business Registration Certificate - Form 24 & 49; AND
Memorandum and Articles of Association (M&A) ; AND
Certificate of Incorporation - Form 9 & 13; AND
Financial Report for previous year; AND
Latest SIX (6) months bank statements

Sole Proprietor / Partnership

Copy of Business proprietor/partner(s)’s MyKad (front and back); AND
Business Registration Certificate and Form D; AND
Financial Report for previous year; AND
Latest SIX (6) months bank statements

Private Limited / Sdn Bhd

Copy of director/guarantor’s MyKad (front and back); AND
Business Registration Certificate - Form 24 & 49; AND
Memorandum and Articles of Association (M&A) ; AND
Certificate of Incorporation - Form 9 & 13; AND
Financial Report for previous year; AND
Latest SIX (6) months bank statements

NOTE:

If the application requires a guarantor, both applicant and guarantor shall provide a copy of MyKad (front and bank)
The Bank may require up to 6 months of salary slips and income statements if the income comprises of variable components such as overtime, commissions, etc. in addition to fixed salary.
Business registration document as per below: