Shop smarter with RHB PayLater.
For the first time in Malaysia, you can now use your RHB Debit Cards to split payment of your purchases of up to RM1,499 down into easy instalments at selected merchants. Get hassle‑free access to the things you want, with no income requirements or guarantor needed.
Benefits of RHB PayLater
Zero Interest
Enjoy 0% Interest on your payments for purchases made at selected outlets.
Make Big Purchases Affordable
You can purchase items up to RM1,499 and pay it directly from your RHB Current/Savings Accounts via Standing Instruction (SI).
Convenient Instalments
Reduce your burden by splitting your payment into instalments of 3 or 6 months.
Easier Approvals
Simply checkout using your RHB Debit Cards, no separate app and account creation required.
Readily Available Merchants
Shop at a variety of merchants in Malaysia.
Get started with RHB PayLater
- For Non-RHB Customers
- For RHB
Customers
Step 1
Apply for an RHB Current/Savings Account online.
Download now from
Step 2
Opt for RHB PayLater at any RHB Branch. You'll receive
SMS confirmation once approved.
Step 3
Start shopping at participating merchants with your RHB Debit Card.
Step 1
Opt for RHB PayLater at any RHB Branch. You'll receive
SMS confirmation once approved.
Step 2
Start shopping at participating merchants with your RHB Debit Card.
More reasons to pay with RHB PayLater.
Get Cashback.
From 4 February 2025 until 30 April 2025, get RM 25 cashback* on your RHB PayLater purchase with a minimum spend of RM500.
Shop with RHB PayLater
at merchants displaying the RHB PayLater sign.
